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Car Insurance - Safety first child restraints

New UK regulations are coming into force toworth investing in a seat that can be
improve children's safety whilst travellingadjusted  as  your  child  grows.
in  a  car.  This  article  explains.
For an idea of what you'd have to pay for a
September 2006 will see the introduction ofseat that would take your child from 9 months
new  laws regarding child restraints in cars.to 12 years, the Recaro Start seat can be
bought  for  around  Â£200.
Current laws state: - Children aged three to
11 (inclusive) and less than 150cm tall areThere's the Evolva 23 seat, from Britax,
permitted to travel in an adult seat belt ifwhich is adjustable and suitable for children
no  child  restraint  is  fitted.weighing from15kg to 36kg and up to 135cm
(4ft 5ins). The back of the seat can be
New legislation says: - Children aged threeextended as the child grows, so that the head
to 11 and under 135cm have to be seated inis always supported. This costs around
child seat or booster (designed to be used£65.
with an adult belt), suitable for their age
and  weight.For a baby of up to 9 months, or around 13kg,
a rear facing approved car seat is
Children taller than 135cm (4ft 5ins) or agedacceptable, fitted on either the front
12 or over must wear an adult seat belt wherepassenger seat or in the back of the car. It
one  is  fitted.must no be used in the front if an airbag is
fitted.
The driver is responsible for ensuring these
rules are complied with until the childIt's extremely important that the seat is
reaches the age of 14, when they must takefitted properly, and many suppliers offer a
responsibility  for  their  own  safety.fitting service. Do remember that it's
important that before you have the seat
The Department of Transport believes that, byfitted;  make  sure  it  fits  your  child.
making sure that children are securely
restrained and not allowed to use adultThe 18 September is the date that the
seatbelts until they are sufficiently tallDepartment of Transport is aiming for, so
for them to work in the proper manner, 2,000remember, after this date you need to comply
child  injuries and deaths will be prevented.with  the  new  rules.
The penalty for failing to comply with theseThese laws are to be taken seriously. Parents
regulations will be a fixed penalty fine ofand regular carers are not the only ones who
£30 or, if the case proceeds to court, aneed to be "car seat ready". You may
fine  of  up  to  a  maximum  of  Â£500.occasionally take your, say 9 year old,
grandchild out with you. The big difference
Exceptions will be allowed in emergencies,there is that, prior to September 18; no
cars without seatbelts, and when children arespecial steps had to be taken. After this
passengers  in  taxis.date you'll need to equip yourself with a
seat  or  booster.
Information on child-seat safety can be
obtained from the Child Accident PreventionIf you are in the unfortunate position of
Trust, or from the government's websitebeing involved in an accident, and if your
there's a question and answer section onchild or children are not travelling in an
government website which is veryapproved car seat or booster, your insurance
comprehensive and seems to answer everymay not be willing to pay out, resulting in
question  you  could  think  of.what could be a considerable personal claim
against the driver, whose responsibility it
There's a good choice of car seats available,is.
and you should always ensure that they are
made to conform to the European Union safetyParents and (even occasional) carers please
standards. For a young child it's probablytake note.



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